Cheque and Invoice Discounting


At Bahrain Credit, you define your business purpose, we help you achieve it.

Our Cheque Discounting Facilities (CDF) and Invoice Discounting Facilities (IDF) are a flexible funding option designed to support small and medium enterprises (SMEs) by offering immediate liquidity access through discounting their clients’ post-dated cheques. This financial solution ensures a continuous flow of SMEs' working capital, expand your trading business, and enhance SMEs' business growth.


Features*:

Features of our CDF and IDF product include:

  • Financial solution for small and medium size companies

  • Precision liquidity (we provide liquidity to your business at the right time)

  • Working capital funding

  • Cost effective, short term lending

  • Direct funding, no need for bank accounts

  • Efficient and quick access to liquidity

  • Easy and simple documentation

  • Facilitate bigger and wider trading cycles

  • Fast and flexible approval

  • Competitve funding services.


Required Documents:

Minimum Financial requirements:
  • For individual establishments: 3 years inhouse financials if not available, 2 years Bank statement 
  • For WLL: 3 years audited financials.

KYC Requirements:
  • Company Profile
  • Copy of valid CR/ license
  • owners/shareholders valid ID’s 
  • WLL Documents: (memorandum/ article of association and any amendments, board resolution)  
  • Consents to generate Benefit CRB (for Company and joint/guarantors)

Disclaimer: BCFC may request additional information based on the company type


For enquiries contact:

 Contact person  Phone number  Email
 Sayed Haider Ebrahim  17899432  sayed.haider@bahraincredit.com.bh
 Muneer Dadi  17899608  mdadi@bahraincredit.com.bh

* All features are subject to terms & conditions.

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